Get a loan for a hair transplant or dental braces in India
A lending
company in India named Bajaj Finance which is a subsidiary of Bajaj Finserv is
creating new consumer finance loans which are designed for health care and
cosmetic surgeries. While there are forms of insurance coverage that can cover
the cost of accidental healthcare emergencies, this is one of the first
available to fund procedures like braces, stem cell storage, hair transplant
and other cosmetic surgeries.
The loans
are designed to fill the gaps in procedures which are not covered by insurance
and it will be similar to any other consumer finance loan. Repayment of the
loan takes place in installments over six months with minimal financing costs.
The company has stated that it will not finance procedures which are deemed
life-threatening as well.
The entire
credit risk will fall onto the provider of this loan but an approval process
still needs to be accepted before the loan is delivered. Most of the products
that this lending partner regularly finances are discretionary. A credit report
will have to be filed in order to qualify for this type of loan and the company
is working with a number of leading surgeons across the country to set up a
line of service.
With some
of the other basic loans through Bajaj Finance, customers are allowed to
purchase items with their loans through specified businesses. The same would be
true with hair transplant and dental braces in India. By setting up service
providers for their financing, the company can get a preferred rate on many of
these cosmetic surgeries reducing overall costs.
Financial
analysts of the company expect that this type of loan could receive a 10%
market share in the loans industry. With only one Loan Company with a book
value over $7 billion providing these services in North America, the market in
India is expected to improve on this type of book value even further.
Hairfear - 03-28-2015
Frequently asked questions about hair transplant procedures
How much does a hair transplant cost?
Hair transplants can vary in price based off of the area in the world that you are interested in getting a hair transplant as well as the size of the area where you may need a hair transplant. Experienced doctors in the United States will often charge some of the highest prices for a hair transplant worldwide and this is why so many travelers make the move to other parts the world like Turkey, India, Thailand, Mexico...etc for their hair transplants.
Will a hair transplant hurt?
Although hair transplants may look like a particularly
unpleasant or painful experience is actually very little discomfort involved
with the surgery itself. Hair transplants are always done under an anesthetic so there's absolutely zero pain during the treatment itself. Many people actually relate the process as being very similar to going to the dentist for filling or root canal. Mild pain can persist over the course of postop treatment but he generally just resumes for a few days.
Who can deliver the best surgery?
It's usually best to consider working with surgeons who have and IAHRS certification or international alliance of hair restoration surgeons recognition. IAHRS can often deliver recommendations for the best surgeons in each particular area.
Is this scarring noticeable?
Any type of hair transplant will require the use of incisions throughout the scalp. There can also sometimes be a small scar from the donor area towards the back of the scalp. Asking to look at photos of the surgeon's previous work will help you to see roughly how bad the scarring could be. In most cases an experienced professional can limit the look of scarring and noticeable marks from the surgery.
How long does it take for the hair to grow?
In most cases hair growth will start within eight months and you can start to see a full effect from the hair transplant after a full year. The initial signs of growth can usually start between 3 to 4 months after the surgery.
Are the results permanent?
The hair follicles that are transplanted are generally the ones which are genetically resistant against the symptoms of baldness. As long as you receive hair loss treatment later in your life after the symptoms of balding have started to subside, you can have a better chance at permanent results.
While everyone know you've had surgery?
If you want to limit the chance that people may find out about your surgery it's important to give at least three weeks of healing as the surgical area will be affected and red just after surgery. After around a month of healing it can look far less noticeable. You could consider wearing a hat while time passes or opting for some extra time off if possible.
How long should I rest after surgery?
It's recommended to rest for at least a few days after surgery so that your body can recover. Trenton to over exert yourself and limit sexual activity, running in the gym for around 10 days after surgery.
Is it possible to lose more hair as a result of surgery?
There is always a chance of shock loss which happens when the hair is weak and miniaturizing after the surgery. As long as the surgeon is choosing the correct hair follicles and performing the surgery well it's possible to minimize the chance of this happening however.
Will I need another hair transplant?
The need for another transplant really depends on the individual. With a solid foundation surgery and working to potentially bolster results with drug therapy, you can improve the stability of the hair that was transplanted as well as prevent further loss. Getting a hair transplant early
on in your 20s or early on in life could lead to needing long-term transplants as hair loss can be progressive.
